A like-for-like re-roof needs no permit in the City of St. Louis — until you replace more than a quarter of the sheathing. On 1938 housing, that happens.
St. Louis has the oldest housing stock of any major American city, and every roofing rule here has to be read against that fact.
The median year of construction in the City of St. Louis is 1938. Some 100,811 housing units — 57.9 percent of the city — were built before 1940. For comparison, Denver has fewer than 61,000 pre-1940 units, which is 16.9 percent of its stock. St. Louis has fewer than half Denver’s homes in total and nearly twice as many very old ones.
That matters immediately, because of how the permit rule is written. A like-for-like re-roof in the City of St. Louis is exempt from permitting — unless the material changes, or unless more than 25 percent of the sheathing is replaced. On a house built in 1938, crossing that quarter-of-the-deck threshold mid-tear-off is not a remote scenario. It is a live possibility on a good proportion of jobs. So we quote decking as a unit rate up front and tell you where the permit line sits, because discovering both at once with the roof open is nobody’s idea of a good morning.
There is a second, harder trigger. In any of the city’s eighteen local historic districts — Soulard, Lafayette Square, Benton Park, Central West End, Hyde Park, Tower Grove East and the rest — the rule is blunt: you need a permit for all exterior work except painting wood trim. That overrides the re-roof exemption entirely. Visible sloped roofs must be replaced in kind, and parapet work always requires a permit regardless of district. Cultural Resources Office staff approval runs about five working days; anything that goes to the Preservation Board waits for a monthly meeting. Those timelines belong in the schedule from the start.
The city runs the 2018 I-codes, adopted 1 August 2018, with a 20 psf ground snow load, 115 mph design wind and seismic design category C. And here is the counter-intuitive one, which we checked carefully because it matters in a freeze climate: ice barrier is not required. City Ordinance 70795 states it outright — ice shield underlayment, not required. We read the full ordinance to be sure it was not reinstated elsewhere. Our view is that the code floor and good practice part company here, and on a north-facing slope over a century-old attic we will recommend self-adhering membrane at the eaves and explain why.
Missouri has its own version of Colorado’s roofing statute, and the detail differs in a way that catches people out. Under RSMo 407.725 you may cancel a residential roofing contract when your insurer gives notice that the claim is not covered — but the clock runs to midnight on the fifth business day after that notice, where Colorado gives 72 hours. Two states, two contract templates, two deadlines. We use the right one.
A practical note on debris that is unique to this city: St. Louis refuse service is closed to commercial waste and to hauling-for-hire. There is no route by which your tear-off leaves on a city truck. Disposal has to be priced into the job properly rather than bolted on, and any bid that looks light is worth a second read.
On weather, St. Louis peaks in May with an odd secondary spike in March. The event that dominates the recent record is the tornado of 16 May 2025: $1.6 billion in damage in the City, four deaths and thirty-eight injuries. One data caution we will pass on because it trips up claim narratives — NCEI records that tornado’s scale field as EF0 while its own narrative describes EF-3. The narrative is the reliable part. The same applies to wind magnitudes, which the database records in knots, not miles per hour.
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View Roof Maintenance →A like-for-like re-roof here is permit-exempt until more than a quarter of the sheathing is replaced — and on a house this old, plank decking, old repairs and hidden rot make that a real possibility rather than a remote one. We give you a unit price per sheet before the tear-off and tell you where the permit threshold sits, so a bad deck is a known cost rather than a mid-job renegotiation.
Soulard, Lafayette Square, Benton Park, Central West End, Hyde Park, Tower Grove East and twelve more. The rule is that all exterior work needs a permit except painting wood trim, which overrides the re-roof exemption completely, and visible sloped roofs must be replaced in kind. Staff approval takes about five working days; a Preservation Board referral waits for a monthly meeting. We build those timelines into the schedule instead of discovering them.
City Ordinance 70795 states plainly that ice shield underlayment is not required, and we read the full ordinance to confirm it was not reinstated elsewhere. In a genuine freeze climate, on a north slope over a century-old attic with original ventilation, the code floor and sound practice diverge. We will tell you where we think membrane earns its place and let you decide, rather than quietly leaving it out to hit a number.
Don't see your question? Call us at (573) 370-7663 — we're happy to talk it through.
Usually not. A like-for-like re-roof is exempt unless the material changes or more than 25 percent of the sheathing is replaced. On housing of this age, that sheathing threshold is genuinely reachable, so we plan for it rather than hoping.
Then the exemption does not help you. In any of the city’s eighteen local historic districts you need a permit for all exterior work except painting wood trim. Visible sloped roofs must be replaced in kind, and parapet work always requires a permit anywhere in the city. Cultural Resources Office staff approval takes about five working days; a Preservation Board referral waits for the monthly meeting.
No. City Ordinance 70795 states that ice shield underlayment is not required, which surprises most people in a city that freezes every winter. We checked the whole ordinance to be sure. Our recommendation is still to use it at eaves on north-facing slopes and in valleys, and we will explain the reasoning rather than just adding it to the price.
The 2018 International Codes, adopted 1 August 2018, with a 20 psf ground snow load, 115 mph design wind speed and seismic design category C.
Yes, under Missouri law, and the deadline is specific: midnight on the fifth business day after the insurer gives notice that the claim is not covered. It differs from Colorado’s 72-hour rule, so a contract template borrowed from another state will have the wrong deadline in it.
Not at state level, which makes the city licence and a contractor’s own insurance the things worth verifying. Ask for a certificate of insurance and check it against the carrier rather than the card.
It matters, because they are separate jurisdictions with different rules — the City of St. Louis is an independent city and is not part of any county. Everything on this page describes the City. If your address is in the County or in one of its municipalities, we confirm that jurisdiction’s code and permit position directly rather than assuming the City’s rules carry over.
Into a container we arrange and pay to dispose of. City refuse service is closed to commercial waste and to hauling-for-hire, so there is no route by which a contractor’s debris leaves on a city truck. That cost is real and it belongs in the estimate — a bid that appears not to carry it is carrying it somewhere you cannot see.
The dominant event in the recent record: 16 May 2025, $1.6 billion in damage in the City of St. Louis, four deaths and thirty-eight injuries. One caution worth knowing if you are assembling a claim — the federal database records that tornado’s scale field as EF0 while its own narrative describes EF-3. Cite the narrative, not the code field.
Plank decking with gaps that may need sheathing over before a modern shingle can be fastened properly; old repairs layered over older ones; and rot concentrated at valleys, chimneys, parapets and around abandoned penetrations. None of that is a disaster and all of it is cheaper to fix with the roof open. What matters is that it is priced honestly before we start.
Call us at (573) 370-7663, or request your free estimate online — most inspections are scheduled within 24–48 hours.
(573) 370-7663