Most homeowners do not write a cheque for a roof. Financing through our partner Upgrade offers 0% interest for 12 months or low monthly payments up to 10 years — and checking your rate does not affect your credit score.
Almost nobody pays for a roof out of pocket. Roof Experts offers financing through our partner Upgrade — 0% interest for 12 months, or low monthly payments extended up to 10 years. You can check your rate and see estimated payments before committing to anything, with no impact to your credit score.
The terms
How it fits
You get the itemised written scope and price before financing enters the conversation. We would rather you evaluate two things separately: whether the roof work is right, and how you want to pay for it. A financing offer is not a reason to buy a roof you do not need.
If you would like a number before anyone visits, the Instant Roof Quote tool gives you a ballpark on screen in a few minutes — enough to know whether financing is worth exploring at all.
Financing is frequently used on insurance work rather than as an alternative to it. A claim may cover the roof but leave you the deductible, or cover part of a scope but not all of it.
Raise it at the inspection and we can line the scope and the funding up together, rather than discovering the gap after the adjuster has been and gone.
What it pays for
Financing applies across our residential work — full replacements, metal roofing, and larger repairs. Terms and eligibility come from Upgrade rather than from us, which means the conditions are theirs and they are stated up front.
Interest-free if the balance is cleared inside the promotional window.
Low monthly payments spread over a longer horizon where that suits better.
See estimated payments before committing, with no impact to your credit score.
Our financing partner — you deal with a lender, not with us holding paper.
You get the written scope and price before financing enters the conversation.
Financing can bridge a deductible or the gap on a partially covered claim.
Certified inspector on-site, photo-documented findings, written report, no pressure and no hidden costs.
Small repair, big repair, or full replacement — we tell you which one this roof needs and why.
Instant online quote with sign-on-screen. The price you are quoted is the price you pay — no surprises.
Crew arrives on schedule, works clean, leaves no debris. Workmanship warranty on every job.
Full tear-off & replacement of a single-family roof.
TPO, EPDM, modified-bitumen, metal commercial systems.
Targeted repairs of any kind, residential or commercial.
Don't see your question? Call us at (469) 936-7663 — we're happy to talk it through.
No. You can check your rate and see estimated payments through Upgrade before committing, with no impact to your credit score. A hard inquiry only happens if you proceed.
0% interest for 12 months, or low monthly payments extended up to 10 years. Which you qualify for and at what rate depends on your credit profile, which is exactly what checking your rate tells you.
No — we work with Upgrade as our financing partner. You are dealing with a lender rather than with us holding the paper, which means the terms are theirs and they are transparent about them up front.
Yes. Financing is often used to cover a deductible, or the gap where a claim covers part of the work but not all of it. Worth raising at the inspection so the scope and the funding line up.
After the quote. You get an itemised written scope and price first, then decide how to pay for it. We would rather you evaluate the roof and the funding as two separate decisions.
Free inspection, honest scope, real warranty. Most service work scheduled within 24–48 hours.
(469) 936-7663